Business Blum (“Company,” “we,” “us,” or “our”) operates https://businessblum.com/ (the “Website” or “Platform”). We are committed to respecting and protecting the privacy of your business and authorized representatives. This Privacy Policy outlines how we collect, use, process, and safeguard the information you provide when accessing our website, submitting commercial financing inquiries, utilizing our platform tools, or communicating with us via SMS, email, or telephone.
Information We Collect and Receive
We collect information you submit through our website and application process. We may also receive business contact information and funding-inquiry details from marketing affiliates, referral partners, and third-party business lead providers, including purchased leads.
Depending on the source and stage of your application, this may include your name, business name, email address, telephone number, business details, funding needs, and financial documents you provide. Receiving or purchasing your contact information does not automatically subscribe you to BusinessBlum text messages.
We also collect information necessary to prepare a commercial funding inquiry and maintain operational communications:
Business Entity Data
Legal business entity name, DBA, Employer Identification Number (EIN), corporate physical address, business phone number, and official email address.
Authorized Representative Data
Full name, job title, ownership percentage, contact email, and mobile telephone number of designated officers or authorized signatories.
Financial & Underwriting Records
Monthly gross revenue, annual sales volume, requested loan amounts, business bank statements, balance sheets, and operating history required for lending partner matching.
Automated Technical Data
IP address, browser type, device identifiers, referring URLs, operating system, and interaction logs collected via cookies and analytical web technologies.
How We Use Collected Information
We use the collected information solely for legitimate commercial purposes, including:
- Connecting your business with third-party funding providers that evaluate Merchant Cash Advance requests. Authorization to share an application is separate from SMS consent and does not let the provider send marketing texts.
- Authenticating user identity and verifying corporate registrations.
- Delivering messages you separately choose, such as application updates or customer support. Application-update consent and marketing consent are stored separately.
- If you separately opt in, we use your contact information to send BusinessBlum marketing text messages about our commercial funding and Merchant Cash Advance facilitation services. You may opt out by replying STOP.
- Improving site functionality, system architecture, security, and customer experience.
- Complying with applicable legal, regulatory, and financial compliance standards.
Mobile Information and SMS Privacy
We keep mobile numbers and SMS opt-in records separate from permission to share an application with a funding provider:
Carrier compliance
SMS consent is not shared for another company's marketing
No Third-Party Sharing for Marketing
No mobile information, phone numbers, or SMS opt-in consent data will be shared, sold, rented, or traded with third parties or affiliates for marketing or promotional purposes under any circumstances.
SMS consent stays with BusinessBlum
BusinessBlum does not sell, rent, or share SMS opt-in consent with funding providers, marketing affiliates, or other third parties for their own marketing purposes. Phone numbers collected for our SMS program are not shared for third-party marketing. When a phone number is included in an application shared for funding evaluation, that sharing does not transfer SMS consent or authorize the recipient to send marketing texts.
Strict Observance of Disallowed Content (Section 5.2)
We strictly adhere to Section 5.2 of the T-Mobile Code of Conduct. Mobile numbers collected will NEVER be used to send, promote, or facilitate content prohibited under carrier codes of conduct, including high-risk consumer financial products, SHAFT categories (Sex, Hate, Alcohol, Firearms, Tobacco/CBD/Cannabis), or deceptive marketing.
Service Provider Exclusions
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties except service providers directly engaged to deliver messaging technology infrastructure on our behalf (e.g., SMS delivery aggregators), who are contractually bound to confidentiality.
Information Sharing and Disclosure
We do not sell your personal or corporate data. We disclose business information only in the limited circumstances described below:
Funding providers
With your authorization, BusinessBlum shares relevant application information with funding providers to evaluate your commercial funding request. This may include business and contact details, funding requirements, and supporting financial documents necessary for that evaluation. Funding providers’ handling of information is governed by their applicable privacy notices and agreements. Authorization to review an application is separate from permission to send marketing texts.
Service Providers
We engage trusted vendors for hosting, cloud storage, database management, and technical communication delivery. These vendors are bound by strict non-disclosure obligations and process data only on our instruction.
Legal & Regulatory Requirements
We may disclose information if required by law, subpoena, regulatory oversight, or to protect the vital rights, safety, and property of Business Blum, our clients, or the public.
Business Transfers
In the event of a merger, acquisition, reorganization, or sale of company assets, business information may be transferred as part of the transaction, subject to the recipient honoring this Privacy Policy.
Data Security and Safeguards
Business Blum implements enterprise-grade physical, technical, and administrative security measures to protect your commercial and personal data. We utilize TLS/SSL encryption for data in transit, secure database encryption for data at rest, role-based access controls, and regular vulnerability audits. While we implement rigorous safeguards, no electronic transmission over the internet or cloud storage architecture can be guaranteed 100% secure.
Data Retention
We retain your business records and contact data for as long as necessary to fulfill commercial matching services, resolve disputes, maintain legitimate operational records, and comply with state and federal legal, tax, and accounting obligations. When data is no longer required, it is securely deleted or anonymized.
Your Rights and Communication Choices
You have control over how we communicate with your business:
SMS / Text Opt-Out
You can cancel text messaging alerts at any time by texting STOP to any SMS received from us. You may also text HELP for assistance or email admin@businessblum.com.
Email Preferences
You can unsubscribe from promotional or informational email newsletters by clicking the "Unsubscribe" link at the bottom of our emails. Transactional notices regarding pending applications will continue as needed.
Access & Correction
You may contact us at any time to review, update, or request the deletion of your contact or company information.
Children's Online Privacy Protection
The Website is designed exclusively for commercial business entities and adult business owners. We do not knowingly solicit, collect, or maintain personal information from individuals under the age of 18.
Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy at our discretion. Any revisions will be published on this page with an updated “Last Updated” date. We encourage you to review this policy periodically to stay informed of our data protection practices.
Contact Us
For questions about our privacy practices or communication preferences, contact admin@businessblum.com or reach us at:
- Entity
- Business Blum Inc
- Registration
- New York merchant cash advance funding company
- State ID 7938610
- Website
- https://businessblum.com/
- Email Support
- admin@businessblum.com
- Phone
- +1 (929) 656-5269
- Physical Address
- 250 West 50th Street, Suite 10J
- New York, NY 10019