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Business Blum

Strategic Capital Matching

Business Funding Options

BusinessBlum connects businesses with third-party providers of Merchant Cash Advances for commercial purposes such as inventory, equipment, payroll, and expansion.

Providers decide
Commercial use only
No funding guarantee

Merchant Cash Advance

BusinessBlum helps you prepare a commercial funding inquiry. Funding providers decide whether to offer a Merchant Cash Advance and on what terms.

Merchant Cash Advance

Upfront commercial capital in exchange for an agreed portion of future business revenue or receivables. The provider’s agreement sets the cost and payments.

Funding Amount:Set by the provider
Term:Provider agreement
Commercial purposes only
Provider decides approval
No funding guarantee

Inventory

A possible commercial use of a merchant cash advance. BusinessBlum does not lend the funds or set the price.

Funding Amount:Set by the provider
Term:Provider agreement
Business inventory
Third-party review
Optional texts

Equipment

Business equipment can be part of a commercial funding inquiry. Any offer comes from the funding provider.

Funding Amount:Set by the provider
Term:Provider agreement
Business equipment
Independent evaluation
No consumer loans

Payroll

Payroll and other operating needs are commercial uses. An inquiry is not an approval.

Funding Amount:Set by the provider
Term:Provider agreement
Operating expenses
Provider sets terms
SMS not required

Expansion

Expansion and similar business operating needs can be included in the inquiry you authorize us to share.

Funding Amount:Set by the provider
Term:Provider agreement
Growth capital inquiry
Separate from SMS consent
You review any offer

What to review before you proceed

A funding provider sets the offer. These are the points to check if one is made.

Commercial purpose

Inventory, equipment, payroll, expansion, or another business operating need. Not personal or consumer credit.

Amount and total cost

Review the funding amount and the total cost in the provider’s agreement before you decide.

Payment arrangement

A merchant cash advance is often repaid from future revenue or receivables. The provider’s terms control.

Who decides

The funding provider evaluates the request. BusinessBlum does not approve, price, or guarantee funding.

Texts are separate

Application updates and marketing messages are optional and are not part of authorizing provider review.

Ask about a merchant cash advance

Tell us about the business. A funding provider reviews the inquiry and decides whether to make an offer. Text messages stay optional.

No funding guarantee. SMS consent is not required.