Create your account, complete verification until Ready to apply, submit one funding request, and track every stage through bank review and funding — all in your borrower portal.
Register in the Business Blum portal, verify your email, then add your personal and business profile details.
Upload the required documents. Our team reviews each item until your account shows Ready to apply.
When you are Ready to apply, submit your amount, purpose, revenue, and timeline from the Requests tab. Minimum $1,000.
Your request moves to Credit review, then our team packages and submits your file to a partner bank — bank-led, not offer shopping.
After bank approval, your request becomes an Application. Download the agreement, upload your signed copy, and track funding from your dashboard.
One verified profile, one funding request, bank-led review, and full status visibility in your portal.
One verified borrower profile and one funding request — our team handles bank submission on your behalf.
Your data is protected with bank-level encryption and never sold to third parties.
Sales can walk you through registration and verification. Track every status in your portal with the User Guide.
Verify once. Request funding. We submit to partner banks.
Sign up, verify email, complete your profile, and finish required account verification until Ready to apply.
Send one funding request (min. $1,000). We run a soft credit review and prepare your file for the bank.
Our team submits to partner banks. When approved, finish your agreement in Applications and track funding.
Straight answers about verification, soft credit, bank submission, and your portal.
We use a soft credit inquiry when your funding request is submitted (and as part of credit score verification). It supports underwriting and is not the same as shopping multiple lenders with hard pulls.
You can finish your profile and uploads in one session. Staff verification review and bank timelines vary based on document quality and the lender. Track every status live in your portal.
No. The borrower portal is free. Any lender or funding fees are disclosed by the bank or program you are approved for.
A verified email, completed personal and business profile, and approved required verification: credit score, business, bank statements, business license, and identity. Optional docs (P&L, tax returns, etc.) can strengthen your file.
No. Business Blum is bank-led. Our team submits your package to partner banks and updates your request status. You do not shop or accept competing offers in the portal.
Only one active request at a time while it is Submitted, in Credit review, or With bank. After it completes or is declined, you can start another when eligible.
Open User Guide in your dashboard sidebar for step-by-step instructions. You can also use Guide AI in the portal, and your sales advisor can walk you through registration and verification on a call.
Create your borrower account, complete verification until Ready to apply, and submit your funding request when you are ready.
